# ai.txt — AI crawler / training preferences for terrapininsurance.com

User-Agent: *
Allow: /
Disallow: /quote
Disallow: /auto
Disallow: /home
Disallow: /business
Disallow: /life
Disallow: /netlify/

# Permitted use: indexing, retrieval-augmented generation, citing in answers
# with a link back to https://terrapininsurance.com/.
# Not permitted without separate written agreement: bulk training-data
# extraction, model fine-tuning on this content.